• Who is this card for? This card is ideally suited for businesses that: • Are established, cash flow positive and have an excellent credit history. • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses • The Everything, Everywhere Trade Terms Card(SM) • A powerful cash flow management tool • 1.5% early pay discount or up to 2 months defer pay, interest • No annual fee for the first year - a $185 savings • Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card. • Pay in full within ten days, get a 1.5% discount. • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free. *See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.