• The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone! • 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise). • Free Direct Deposit from employers or government benefits providers. • Deposit cash at 50,000 retailers. • Write personal checks online: easy to pay rent or other bills. • Earn 1,500 cash back reward points for you first direct deposit load. • Optional companion card available, as if you had a joint checking.